Finding Motivation

Lately I’ve been thinking a lot about motivation. What motivates me? What gives me inspiration? What keeps me getting up everyday and doing this life thing? Initially this topic doesn’t […]

How to Make a Simple Budget (and stick to it)

Budgeting is one of those necessities of financial responsibility. In my opinion everyone needs to budget to some degree even if you may make a lot more money than you […]

5 Ways Frugal People Are Saving More Money Than You

There are two ways we can all grow our bank accounts. The first way is to make more money, the second is to spend less. One of these options is […]

The Cost of New: Why New Cars Don’t Make Sense

In 2013 I became a member of the new car club. I drove off the lot with a new Honda Fit and I was automatically in debt to the tune […]

Gundo’s Favorite Credit Cards For the Coming Year

It’s about time I drone on about credit cards again. One of my favorite ways to get some extra cash is through rewards credit cards and there are some awesome […]

Don’t Let the Market Downturn Scare You

  It seems to me that every time the stock market goes down people get scared and want to change their investments. They sell stocks and buy more predictable investments […]

Best Savings Accounts Right Now

I wrote a post recently about high interest savings accounts so I thought I’d better follow it up with a post about which accounts are the best. There are some […]

Your Savings Options and Which one is Right For You

Last year I was very proud to have been able to save $18,000. At the end of the year I simply wrote a check and instantly paid off my car […]

401k Investing Decoded

Allow me to give you a hypothetical situation. Say I offered you free money no questions asked, do you think you would turn it down? In fact a lot of […]

Understanding Your Health Insurance Options: HSAs, FSAs, and All the Other As

So here’s the deal. I’m a 24 year old college student who makes a small income and I dread the day I have to pay for health insurance. Thanks to […]